How to Jump Start an Automobile Battery?

There can be several reasons due to which car batteries can lose their ability to start an engine. It is possible to recharge the batteries by undertaking a jump start. While undertaking a kick off start it is essential to follow a methodical process. By means of following a systematic process, it is possible to ensure personal safety and avoid electrical problems. Automotive batteries are subjected to frequent explosions. This is the main reason as to why one should wear protective goggles while undertaking any kind of repair work. Mishaps can frequently occur in these devices as they contain hydrogen gas. It is a fact worth mentioning that exploding batteries are an extremely rare phenomenon. In order to impart a jump start, two vehicles are required. It is necessary to park the booster vehicle in close proximity with the vehicle that needs the kick off start. After that, it is necessary to apply brake on both the automobiles. One should ensure that one end of the jumper cable is attached to the red clamp while the other end is fixed to the black clamp. The metal clamps should be free of corrosion.

While making the connections, it is necessary to connect the red clamp to the positive terminal of the malfunctioning power unit. One should make sure that the connection is secure. The other clamp should be connected to the positive terminal of the battery of the booster automobile. The black clamps of the jumper cable should be connected to the negative terminal of the booster automobile. The last free clamp should be fixed to a metal ground on the engine. By following the above mentioned steps, it is possible to successfully set up the connection. Batteries are known to lose charge on a regular basis. It is necessary to jump start them on a regular basis. In order to ensure the safety of the vehicle it is mandatory to follow the above mentioned guidelines.

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Role of Replacement Parts (Body Parts)

When compared to all other machines present in our society, an automobile is probably the only mass produced machine that functions when moving at high speed. This is because of the unique shape of automobiles and let say automobile having high power engine fitted into a light weight body will end up as a failure. A balance has to be maintained between engine and the body and for this reason a lot of work has been done into the development of automobile parts.

The exterior of the automobile consists of panels like the hood, the door, and etc. earlier the frame was made up of iron and the panels of wood. But with the passage of time both the frames and the panels were made of steel. And today aluminum is the popular choice. Further efforts are being made to reduce the weight of the automobiles yet maintain efficiency and durability.

It is not compulsory for body parts to be made of same material. For we have examples where metals are being used for frames and plastics or fiber glass are used for panels.

The interior of the automobile has undergone several changes over the past few years where initially we saw only the steering wheel and the gear box but now we have a number of interest based or commuter focused gadgets, electrical and analogue, as a luxury or as need.

The gradual development has resulted into a magnanimous marker for replacement or spare body parts. People find many reasons why they should go for replacement body parts for their vehicles, for some want to and show the body parts to ensure the functions properly and some simply want to change the appearance of their vehicle. Apparently, you can change each and every body part in an automobile.

For long auto manufacturers were considered only possible source of auto replacement parts. However, in the 80s the scenario changed. Many dealers and manufacturers begun to make and sell replacement parts and they succeeded because of the then expensive and often of poor quality replacement or spare parts.

Due to the easy availability of the automobiles replacement parts, the car owners do not appears to be keenly following the warnings of vehicles manufacturers and therefore replacement parts made by non-car manufactures have survived long in the market.

Replacement parts market is nowadays growing rapidly and the market has gain much fame in recent few years. It has become an inevitable part of the automobile industry. And the demand for replacement parts is increasing day by day as the number of vehicles on the roads remarkably increasing. People nowadays mostly prefer those vehicles whose replacement parts are easily available in the local market.

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4 Most Common Extraordinary Automobile Accidents Circumstances

In some situations, auto accident litigation may be a relatively simple type of case. But it can become much more complicated in cases involving substantial injuries with questionable insurance coverage limits on the other vehicle. The following article will discuss 4 main extraordinary circumstances that can often add complex issues to an already emotional and physically painful time following an accident. However, understanding these 4 situations can help make the aftermath of an auto accident and its subsequent injuries a much smoother experience.

Leased Cars

Not only is the operator of the at-fault vehicle responsible to anyone injured in an auto accident, but the owner of the vehicle is also responsible. The owner is responsible for the negligence of the operator, when that operation occurs with the permission of the owner. This is extremely important when the vehicle at fault is leased.

These days, there are a great number of cars and trucks on the road being driven on a lease basis. Because of this, it may be critical to go beyond the name on the registration to find out the exact owner of the vehicle. It is a fact that when a vehicle is leased from a big car company, the registration will simply bear the name of the user of the vehicle, the lessee. However, the actual owner of the vehicle, the lessor, is usually a major corporation with unlimited insurance coverage.

It is unfortunate for the severely injured victim when, as happens many times, the at-fault vehicle’s actual ownership is never discovered and the additional insurance is never disclosed.

Business Vehicles

Though it is common for companies to put their names in bold letters on their business vehicles, it is not always the case. When accidents occur, many times there is no indication that the vehicle was being used for business purposes. In fact, it may appear to the casual observer that the vehicle was not being used for business at the time. The only way to find out if the vehicle was being used for business is doing an in-depth investigation.

If a vehicle is being operated by an employee during the course of his or her employment, then the employer may be “vicariously responsible” for the negligence of their employee in operating that vehicle. It is very possible that the employer has additional liability coverage far exceeding that of the driver. An “excess” insurance policy may also exist.

Defects

One of the causes of an auto accident may be a highway defect, such as improper design, maintenance, construction, signage, or lighting. Liability may also be based on improper striping on the road’s passing lanes, a hill that impairs driver visibility, a sharp obstruction or problem with the roadway that obstructs drivers’ vision. Trees and utility poles can also cause problems when planted or erected too close to the roadway.

The Seatbelt Defense

While seatbelts and airbags provide an important function and do prevent serious injuries or death to people involved in accidents, they are not guarantees that you will not be killed or injured in a serious accident.

Seatbelts and airbags can fail or cause injury in and of themselves. But yet, the seatbelt defense, often used by attorneys defending at-fault drivers, seeks to establish that some, or all, of the plaintiff’s injuries were caused by the failure to wear a seatbelt.

All in all, it is essential that a routine investigation be done, in any case involving a vehicular accident. Police records must be obtained, witnesses interviewed and photographs taken immediately of the accident scene and damage to the vehicles. Prompt contact must be made with the insurance company of the negligent driver to learn of the available coverage limits and attempt to find out additional information from the adjuster regarding possible other areas for coverage. Many times, the at-fault driver’s insurance company adjuster will attempt to record a statement from the victim, without advice of counsel. This should never be permitted.

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Automobile Industry in India

The Automobile industry in India, which includes design, development, manufacturing, repairing and sale of cars, two-wheelers, three-wheelers, as well as trucks, buses and tractors, has witnessed an upsurge over the last few years and continues to boom even today. While India’s automobile industry is one of the largest in the world, the country was the fourth largest exporter of automobiles in Asia last year. Additionally, as per the Automotive Mission Plan (AMP) 2006-2016, presented by the country’s Ministry of Heavy Industries and Public Enterprises, India is a favourite investment destination for international auto-makers, many of whom have set up manufacturing divisions in the country, opening a whole new vista of job opportunities for engineers.

Choose your Lane as Automobile Engineers

A profusion of opportunities are available to fresh engineers depending on the specialisation of their degrees including mechanical, automobile, production and electrical. Broadly, the field offers a variety of jobs in research and development, manufacturing, design, sales and services and components manufacturing segments.

Research and Development in Automobile Industry

The automotive industry is volume driven and requires a certain critical mass for attracting the much needed investment in R&D and new product design and development. Investments in the R&D segment are imperative for innovations that are crucial for achieving and retaining competitiveness.” Thus, increased attention is being paid to research and development in India. The industry is stressing on inventing new products and designs with increased frequency. Automobile Companies are scouting for fresh talent and fresher ideas. Another focus area of growth is product improvement that involves power unit research, emission control, vehicle simulation, and testing and prototype validation.

Generally, engineers with a postgraduate qualification are absorbed into R&D activities in the industry. Speaking about what a job in the R&D segment would ideally entail, Development of new products and improvement of existing products and processes are focus areas in research centres. Automobile segment offers immense scope and flexibility for new entrants. For instance, a trainee engineer on the shop floor may be transferred into sales and services, subject to his potential and aptitude.

Automobile Production

A career in automobile manufacturing usually begins on the shop floor and requires one to manage and supervise it. Plant process improvement is one of the goals of all major competitors in the industry. Supply chain management is another area of interest for job seekers dealing with logistics and optimisation of value chains. One may serve at different levels of the production unit depending on one’s academic qualifications and experience. Freshers can be absorbed to work in growing fields such as robotics, supply chain management or operations as per their specialisation and aptitude. On the manufacturing front, one would handle operations such as procurement, material handling and quality control.

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Uses Of Automotive Equipment And Tools

Automotive equipment and tools are a very important part of the automobile industry. They can range from simple hand held devices to large structures that can even lift a heavy truck. The uses of these equipments in the world of automobiles cannot be undermined. For carrying out repairs, for changing a tire, for lubricating, for servicing, for charging up the battery, and for cleaning the vehicles, these equipments are very important.

Here Is A Brief Note On Some Of The Uses Of These Equipments.

Automobile Equipment Usage

* Automotive Lifts: Hydraulic lifts are very common in the industry and are used in showrooms, repair shops, and automobile factories. They generally come in the form of a platform fixed on a zigzag leg that can be raised or lowered as required. Heavy vehicles can be raised by the use of this equipment. These are how cars reach the first or second floor of a showroom or how the repairs to the lower part of vehicles are carried out in a mechanic’s shop. These lifts can be of different types like motorcycle lifts, runway lifts, drive on lifts, in-ground lifts, etc.

* Lubrication Equipments: As the name suggests, these are used to lubricate parts of the vehicle. There is a long list of lubrication equipments available and each is used for different lubrication purposes. Oil and grease reels, grease guns, oil drains, and oil and grease pumps are all examples of such commonly used equipment. Blacrank is a good brand when it comes to these equipments. Blacrank oil pumps are indisputable masters of the group.

* Compressors: Air compressors are used to do various works on automobiles. Generally, air compressors give additional pressure to drive in screws and give more power to tools like wrenches and nail guns. These are also used to remove dirt from the vehicle.

* Service Equipments: A vehicle needs to be serviced from time to time to ensure its proper running. This is where service equipments come in. These are battery chargers, fuel transfer device, brake fluid exchangers, coolant service equipment, tire changers, etc.

* Reels: These come in different shapes and sizes and are an important member of any automotive equipment list. Reels could be air reels, exhaust hose reels, grease reels, etc. Reels help to keep the pipes and hoses in place and also to extend its life. They can be easily reeled out to the required size and stored by reeling back.

* Jacks: Jacks are important not only in the shop but also for every vehicle owner. They enable the person to lift up the vehicle for the purpose of changing tires or doing some emergency repairs on the vehicle.

The list of automotive equipment is quite long and their uses quite large. Companies who sell such equipments also deal in car parts, thus making the store a one stop place for all things related to automobiles. Nowadays, there are thousands of online stores selling these equipments making them more accessible to all in need.

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The Automobile: Profit and Status, Waste and Pollution

Originally used as basic transportation for home and business the automobile has become much more since the days of the Model T Ford. Today it supports a major industry as well as a wonderful convenience and better standard of living for so many. But the negative aspects of this great invention are now becoming more apparent.

Consider the mess that cars are making of our beautiful natural world as they spread fumes and noise into a once serene environment. And in their production and usage, cars chew up Mother Nature’s resources at an increasing rate.

As in other industries the car companies’ drive towards achieving greater profits has changed the way cars are produced, marketed and sold to consumers. The product that manufacturers want to sell most is not your basic transportation needs, and the advertising departments work feverishly to influence your choices. They have done a good marketing job over past decades as new owners proudly park impressive, shiny newer styled cars in their driveways, much like the TV commercials.

Automobiles are marketed aggressively for maximum corporate sales and profits as in other areas of merchandising. As long as companies need to increase their bottom line their efforts to sell products, good and sometimes bad, will be strenuous in the presence of strong competition.

This bigger, pricier car sales strategy is not new. In a dealer showroom way back in the 50’s I had my mind set on a certain economy model but I was continually steered away from it. In fact the salesman refused to sell me the smaller model and I left. 35 years later and in a showroom helping my daughter with her concerns about choice and cost, the salesman turned to me and asked; “Who’s buying this car, you or her?” As we headed to another dealer I remarked that he must have some personal problems, perhaps at home, maybe with his sales manager.

The automobile industry is a prime example of how shrewd marketing can sell maximum corporate benefits. Consider the car commercials on TV; they are not seriously trying to sell small and plain autos that use up the least resources. Most are for bigger and flashier styles, and with extra features that your friends will envy. Hybrids or electric cars may take the lead in future years but they will be made expensively and sold to generate maximum profit. Most by far will not be modest in design.

Along with continually remodeled styles the newest products can include frivolous gadgets and features that apparently are good selling points if marketed just right. And there has been a strategy where a model’s size grows year-by-year until it’s time to buy again; then your favorite model has grown in size and features and cost, and you gotta ante up considerably more than expected. Because what will your neighbors think if the choice is downsizing to a more practical purchase as the one you want to trade in?

Car commercials are amongst the noisiest on TV and can interfere with the family conversation if they are not muted. But the invasive annoying clamor attracts attention and results; it’s how so much of advertising works. Rude and in-your-face works for them. In targeting the young and young at heart, commercials often sensationalize performance showing high speed maneuvers on city streets and highways. They are sending the wrong message considering the lives lost to excessive driving speeds. This is callous and harmful but it sells product. One has to wonder where the conscience of the corporate manager is hiding; perhaps ethic is a detriment in rising to top managerial positions with some businesses.

The general outcome of many years of this massive marketing effort is that cars are now commonly purchased for superficial status, even though they may be too costly when excessive to the owner’s budget or needs.

It’s unfortunate that in the richer areas of the world consumers are so infatuated with these environmentally unfriendly, sleek, roomy, gadget featured, ‘Look At Me’ cars. But that’s what they have been telling us to buy, most days of the year; and we are like sheep as we are herded towards industry showrooms.

We are being taken for a ride.

Marketing and branding are continually at work, and so the ongoing push to consume more steel, plastic, oil, and gas. But why would industry promote a basic product that represents modest, caring and friendly lifestyles when it would shrink business?

On TV during an earlier oil crisis a smiling spokesperson from the Automobile Association was defending why they aren’t marketing more smaller cars. “People couldn’t just sell their cars and buy smaller ones.” The TV commercial which immediately followed the newsbyte was for a flashy full size SUV. Funny and grim.

Friendlier vehicles are coming off the design board as public interest in the environment rises. Can consumers resist the persuasions towards pizazz and extra extras that they could drive into the workplace parking lot? Can we practically expect them to change to economy autos? Granted, there is a case for increased comfort for longer commutes, but where is the practical limit?

Let’s face it, this inefficient, costly and unnatural way to get around must be changed. It may be necessary to own a car to get to work, school and shopping; that’s the way planning has designed our urban layouts, but that has turned out to be one big mistake.

Even if we are inclined to use public transportation it probably isn’t there or not practical to use if the government has had other interests. And if it is available and convenient it probably still isn’t what most of would consider; every one else is driving and Peter has a new Super Spitter XYZ!!

The public’s desire for improving the way we live and treat the environment will change, but it will not be easy if we are continually confronted with massive persuasions to consume more. This necessary means of transportation needs a review of its design, marketing, and effects on society. The average person does not need luxury on wheels when spending only a few hours a week in the car. Nor does the car require fast speed and polluting power to drive within the speed limit. A description of the fuel efficient car should include: The smallest vehicle that will suit your transportation needs in reasonable comfort.

The automobile must take a less destructive and healthier place in our society, but can it happen? When the car industry hit a brick wall during the financial crisis the bailed out industry reorganized, redesigned and retooled for energy efficiency to some degree. Then came the familiar and glitzy, ‘Show Me Off’ ads. There is little advertising of small and simple transportation – so they can later proclaim that people didn’t want to buy them.

Why not review your automobile requirements to see if you can make some changes to more basic, downsized selection. And consider a reduction in usage. If public transit is available give it a try. I have been positively surprised at how convenient and relaxing transit riding can be. The ride is free time, and there are no expensive parking requirements when you arrive.

Businesses must continue to make money and so a drive into a brick wall may lie ahead unless politicians make a serious timed effort to tackle these problems for society and nature.

If the emerging economies follow the same pattern that we have, won’t this world be one big ugly mess?

Albert Einstein once noted, “We shall require a substantially new manner of thinking if mankind is to survive.” We had better start changing soon as we are running out of time.

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Have You Seen a FBI Surveillance Van Parked in Your Street?

What do FBI surveillance vans look like? Such a vehicle may look like a flower delivery van, or a utility truck, or a black van that appears to be a stuffed bear delivery company. If the FBI is breaking the law and not using a marked van, the plate will begin with the letters SV, following a five-digit number which identifies its van number. But, in the real world the FBI can use any type of vehicle such as a RV and a Mini Cooper, to be more precise. These two vehicles can be loaded with cameras and dumped in your street for months for carrying out passive surveillance.This area is under cctv surveillance. Consequently, these vehicles are transformed into big cameras with wheels!

So, how can you identify these vehicles that are being use by the FBI for surveillance? You can usually tell if the FBI is equipping automobiles with cameras by how many are lined up at any residence. For example, if a home has four or five automobiles parked before its front lawn, this is a sure indication they are equipped with a superabundance of cameras. Another indicator: if you see a relatively new automobile parked in the street corner with a sale sign, the car might be fitted with cameras. Another indicator: do you see the same car models parking constantly around you? Do you see the same car models parked everywhere you go and around your neighborhood? If yes, this is yet another indication they are carrying cameras. Anything connected with a public service like school buses, post office, and UPS may be participating in covert surveillance operations by their vehicles being fitted with cameras. Here is yet one more indicator: automobiles that are positioned strategically for surveillance, often collect massive amount of dirt from immobility; they stand out like a sore thumb. If you see two very familiar car models parked directly across one another, this is probably a tactic of surveillance that resembles a checkpoint.

The FBI uses highly advanced surveillance radio equipment to spy on anyone. Though government surveillance is wrong and it should be clear why government surveillance of citizens is bad, some people are ignoring the vast negative consequences of big brother spying on you day and night. Government officials claim surveillance is needed to combat potential terrorist attacks, but that just a pretext, a lame excuse to justify and to keep the machinery of aggressive surveillance going strong.

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Automobile Dealerships – Out of Trust Situations – Tips For the Dealer

Almost every financial organization has a workout department. Their names are as varied as Problem Loan Administration; Central Loan Department; or Special Assets Department. A dealer may be assigned to one of these special departments, or a member of the department may start appearing at meeting with the dealer’s regular bank officer.

The courts have consistently upheld the rights of lenders to have workout teams and to have those teams, within broad parameters, take affirmative actions to protect the lenders’ interests.

Matching the average dealer’s experience with work-outs, to that of the lender’s experience, would be equivalent to matching a high school football team against a professional team. The professionals have played the game hundreds of times. They have seen and heard hundreds of presentations, arguments, excuses and reasons for a dealership’s problems, while the dealer, lacking experience, is encountering the trauma for the first time. Realizing the dealer will probably be a neophyte, with respect to workouts, the following rules are provided the dealer, as a plumb line, to be followed throughout the workout procedure:

1. Do Not Confuse Friendship with Business. Factories and lenders have seen and heard most of the workout plans any dealer could suggest. The have probably seen versions of each plan which have been refined over generations by some of the best minds in the business. Their experience, however, cannot help the dealer get the best benefits for the dealer.

Employees of the factory/lender have an obligation to their corporation and in turn to its shareholders, to get the best contract for their corporation. There is nothing wrong with that; they have a legal duty to their shareholders and creditors to protect them, not you.

They will, however, indicate whether or not you workout plan is “acceptable” or “unacceptable” to them. If the proposed plan is “unacceptable”, one of two things can happen. The dealer can keep proposing plans, until one is accepted, or the factory/lender might suggest an acceptable alternative.

If the factory/lender suggests a plan acceptable to them, it means just that: the workout plan is acceptable to the factory/lender. It does not mean, and should not mean, the factory/lender will not approve some other plan, which may be more beneficial to the dealer, if the dealer knows what to request and how to structure it.

2. Do Not Confuse Optimism with Confidence. Optimism means expecting a plan will work. Confidence means knowing what to do if it does not. Never act without confidence.

3. Do Not Value a Dealership by the “SOT + Assets” Formula. The odds against that plan working are about the same as the odds against winning the lottery, except the ante is higher.

4. Do Not Say “SOT”. Sometimes a dealer talks in terms of SOT (Sold Out of Trust) or OT (Out of Trust) with the factory or lender, when the dealer actually has SAU (Sold and Unpaid) units. Once the dealer refers to an out of trust situation, it puts the factory/lender in a precarious position. All sorts of rules then come into play, both legal rules and company rules, which would not have had to take effect if the dealer used the phrase SAU. The factory/lender can’t read minds to know the dealer really meant SAU, instead of SOT. From the moment the phrase SOT is used, the only thing the listener knows for certain is, if there is a law suit and the listener were asked if the dealer said he or she were SOT on such and such a date, the listener would have to answer “yes.” Don’t put them in that position.

5. Do Not Lie. Don’t lie to yourself; don’t lie to the factory; don’t lie to the lender.

Dealers, who lie to themselves about their problems, how they got there, or their ability to solve them, base their entire solution upon a lie and, without exception, compound and complicate the original problems.

A lie to the factory/lender will alienate the only entities which have both the ability to help and the most to gain, besides the dealer and the dealer’s family, in finding a workable solution. When in doubt, remember what Mark Twain said: “I never got hurt by anything I didn’t say.” He also said that when he was ninety, he recollected he had worried about a lot of things in life, most of which never happened.

6. Do Not Panic. There are many challenges in business, and being short of cash is but one of them. Numerous dealers have been there before and numerous dealers have survived.

Analyze the problem as if it were someone else’s problem, and compose a short letter as if you were giving advice to another dealer. The advice should be to get professional help. A storm at sea, calls for seasoned sailors. No one would want a crew with little experience in storms, unfamiliar with navigation, no charts, no radar and no one to call upon for advice. A dealer with a SOT problem is in a big storm, except it won’t go away with time. Without help, the dealer’s family, friends and employees will all be affected. The dealer has to make tough decisions, or time will make them-and the dealer will not like the decisions time makes.

At the time the lender has the second meeting, referred to above, wherein the lender wants the dealer to sign the work-out agreement, the dealer should be prepared to structuring of the work-out plan, the handling of a keeper, the method of repayment and such.

As soon as you know you are OT, your first call should be to us (or someone as experienced as us) and your second call (after visiting with us, your attorney and accountant) should be to the credit company. Telling the credit company you have sold and unpaid units before they tell you, is vital to establishing a foundation upon which to build a work-out plan. At the same time, Automotive Advisors’ experience is vital to the dealer and the dealer’s attorney and accountant, in providing constructive suggestions and in planning and recognizing realistic options.

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National Auto Insurance Company Review

Automobiles have been a part of American society for about a century now and in today’s society, they are an essential part of everyday American lives. Although in big cities, mass transportation systems such as subways, buses and metros have been developed, most average Americans get to and from work through the means of automobiles. It is for this reason that the Federal Government decided to allow each state to design its own automobile insurance laws, so that they could have a say about under which conditions an automobile was to be used within their respective state borders. With the population of the United States growing everyday and more and more people entering this great country, it is imperative that Americans have automobile insurance so they can drive safely and without risk on the roads of this nation.

Nowadays, most people can find an automobile insurance company within a 25 mile radius from their residence. While there are big car insurance companies such as GEICO, Allstate, and others that are trying to get bigger in order to control this sector of the economy; there are some other ones that are unknown nationally and work within their state’s borders. In this article we will only be discussing those “top dogs” in the auto insurance business by looking at their history, what they offer and how they have become well known through the years.

Esurance: Although this company was founded only in 1999 through the Internet, they have progressed much through the years. The company started in four states and it was quickly bought by the White Mountains Insurance Group. Today, Esurance claims to insure about 85% of the nation’s drivers and they are continuing to grow by providing coverage in 28 states. Since they were founded, this company has strived to give customers the best rates in the market with the best coverage. They pride in their customer service techniques and on the fact that their customer service agents are available 24 hours a day, 7 days a week. This insurance is said to be the first one to offer their products entirely online, making it a little easier and convenient for people to get quotes and enroll from the comfort of their own home of office. The company has grown so much that they have expanded to offer not only automobile coverage, but also life, health, homeowner and motorcycle insurance.

GEICO: One of the biggest automobile insurance companies in the United States, GEICO is best known for their little gecko talking in a British accent, or for the caveman commercials that highlight the fact that getting a quote online is “so easy a caveman can do it.” The Government Employees Insurance Company (GEICO) was founded in the 1930’s when the Great Depression was still hitting this great nation. Leo and Lillian Goodwin started the company in the state of Texas because they had a vision of lowering premiums for selected customers. The company became more and more famous around the United States and it was in 1936 that they established operations in Washington D.C. Nowadays, the company is functioning in all the states and its assets have climbed up to a record $21.9 billion. They have an estimated 7 million members, 21,000 associated in 12 major locations nationwide. This incredible growth has been due to three key elements that GEICO focuses on: excellent coverage, low prices and outstanding customer service.

Allstate: With their motto “You are in good hands” this company strives to be the best by giving their customers peace of mind and enriching their quality of life through the excellent management of their risks. The company was founded in 1931 and it only became a public trading company in 1993. Based in Northbrook, Illinois; Allstate is one of the nation’s leading insurers in urban and regional areas and it has offices in all of the states of the nation. They pride in the various numbers of awards they have won through out the years and because they have supported auto and highway safety reforms including seat belts, air bags and teen driver education. A Fortune 100 company with $157.5 billion assets, the Allstate Corporation encompasses more than 70,000 professionals with near 30% minorities and 59% women. The company provides insurance products to an estimate 17 million automobiles and one out of every 9 autos on the road are insured by them

SF Insurance: This Company was founded in 1922 by a retired farmer and insurance salesman by the name of George Jacob Mecherle. He started the company for the sole purpose of lowering automobile insurance premiums for farmers, because he knew they drove way less than the average customer. Today, SF Insurance claims to insure more cars than any other auto insurance company in North America and it is available in all 50 states and in the neighbor country of Canada. In 2006, the company became the first to promote a major film, when they sponsored the Pixar movie CARS and they have extended to life, homeowner and property insurance. The company has over 17,000 agents and 68,000 employers that help over 76 million customers in every single type of insurance imaginable. They are ranked A+ by A.M. Best and they are also 31st in the list of Fortune 500 list of largest companies.

Nationwide: Another “top dog” of automobile insurance in the United States. The company was founded in 1925 by the Ohio Farm Bureau Federation in order to provide excellent low-cost rates for rural drivers in the state and in the span of 80 years Nationwide has been transformed from a small automobile insurance for Ohio farmers to a big company that receives an estimated $157 billion in assets. Nowadays, Nationwide is not only an auto insurance provider; but it offers financial services as well. They are known for excellence in their service simply because their associates have a variety of skills, experiences and backgrounds that make them more compatible to their customers. The company is ranked 104 on the Fortune 500 magazine and has about 36,000 employers. Is also of note to mention that Nationwide ranks as the 6th largest auto insurance company in the United States based on premium ratings as ranked by A.M. Best.

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Celebration of the 100th Anniversary of the Model T Ford

The year 2008 marks the 100th anniversary of the production of the first Model T Ford. All around the world enthusiasts are hosting events to mark the introduction of a modest little car that transformed the automobile industry.

The historic importance of the Model T Ford stems from Henry Ford’s ambition to build an affordable automobile for the masses. In 1903 when Henry launched his company the automobile was typically built by hand. They were produced in small numbers and sold for a substantial price that only the wealthy could afford. These vehicles were typically fragile and unreliable and difficult to maintain and keep on the road. These early automobiles were generally considered to be the frivolous toys of the rich, not a viable form of transportation. Henry set out to build an automobile that was affordable and simple to maintain and repair. With the development and production of the Model T he achieved this remarkable feat. It was the first automobile to be produced in large numbers and sold at a modest price that most people could afford. It was also a simple design – light but sturdy and generally reliable and easy to keep running.

After 2 years working on the design of the Model T, the first production model was produced in Detroit in October 1908. Ford introduced the moving assembly line in 1913 and was able to produce the vehicle in large numbers. This was an important innovation and had enormous implications for the company and the automobile industry. Within five years of the introduction of the Model T, Ford was producing over 300,000 vehicles per year – a massive increase in production for the company which had built less than 9000 vehicles in 1906. Within a short period the Ford Motor Company became the dominant manufacturer of automobiles and as other manufacturers adopted these methods of mass production this industry became the dominant manufacturing industry in the USA. The contribution to the American economy was substantial and large numbers of working men flocked to the automobile factories to obtain work in this burgeoning industry.

The Model T was exported to a large number of countries around the world and Ford factories were established in many countries including Canada, England and Australia. The Model T Ford continued in production until 1927 and over 15 million were built. It is long been a favourite among vintage car enthusiasts and it has been estimated that there over 500,000 are still in existence around the world. The centennial celebrations for this famous car are being held throughout the year and include rallies, displays and special museum exhibitions.

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